http://thepracticaldisciple.com/2009/08/escaping-debt-using-the-total-money-makeover.html The discipleship guide to christian spiritual growth Thu, 09 Feb 2012 23:43:20 +0000 hourly 1 http://wordpress.org/?v=3.3 http://thepracticaldisciple.com/2009/08/escaping-debt-using-the-total-money-makeover.html/comment-page-1#comment-742 admin Tue, 25 Aug 2009 15:41:48 +0000 http://thepracticaldisciple.com/?p=511#comment-742 @erin...on behalf of readers and myself, thank you for the link. I think 9/10th's of the battle is having a plan; one that is intentional about saving, giving, and covering the needs of life. A budget is probably the single most necessary tool in good stewardship, yet probably the one most lacking. Budget's keep coming and going in my life. Unfortunately, it's striking me as I write this that my tendency has been to use a budget to clean up my finances. If I would always use a budget, cleaning up probably would be a non-issue. Huh, I think I need to reassess some things. Thank you for the comment. @erin…on behalf of readers and myself, thank you for the link. I think 9/10th’s of the battle is having a plan; one that is intentional about saving, giving, and covering the needs of life. A budget is probably the single most necessary tool in good stewardship, yet probably the one most lacking. Budget’s keep coming and going in my life. Unfortunately, it’s striking me as I write this that my tendency has been to use a budget to clean up my finances. If I would always use a budget, cleaning up probably would be a non-issue. Huh, I think I need to reassess some things. Thank you for the comment.

]]> http://thepracticaldisciple.com/2009/08/escaping-debt-using-the-total-money-makeover.html/comment-page-1#comment-737 Erin Mon, 24 Aug 2009 19:13:21 +0000 http://thepracticaldisciple.com/?p=511#comment-737 I suggest you also read Mary Hunt, and her website, http://www.debtproofliving.com Her principles are very similar to the ones you mentioned above. One thing I especially like about her suggestions is the 10-10-80 plan. She tells us to give away 10% of what we make, save 10% of what we make, and live on 80% of what we make. Great food for thought! I suggest you also read Mary Hunt, and her website, http://www.debtproofliving.com
Her principles are very similar to the ones you mentioned above. One thing I especially like about her suggestions is the 10-10-80 plan. She tells us to give away 10% of what we make, save 10% of what we make, and live on 80% of what we make.
Great food for thought!

]]> http://thepracticaldisciple.com/2009/08/escaping-debt-using-the-total-money-makeover.html/comment-page-1#comment-724 Laurie Sun, 16 Aug 2009 05:22:01 +0000 http://thepracticaldisciple.com/?p=511#comment-724 Dave Ramsey is a great one to learn from. We have had to really watch our pennies. I quit my admin job and started my own business. This drastically cut my income. In spite of this, my hub continued to tithe. I am so proud of him. He has never been a tither before and is really trusting God to provide. He wasn't a believer when I married him and now....he is and a giver to boot! God is so good. Dave Ramsey is a great one to learn from. We have had to really watch our pennies. I quit my admin job and started my own business. This drastically cut my income. In spite of this, my hub continued to tithe. I am so proud of him. He has never been a tither before and is really trusting God to provide. He wasn’t a believer when I married him and now….he is and a giver to boot! God is so good.

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